Avanti Finance: What It Offers, Who It Lends to and How It Works
The short answer Avanti Finance is a New Zealand-owned non-bank lender that has operated since 1989. It lends for cars, personal…
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Disbursements: What the Word Means on a Bill, and How GST Applies
The short answer A disbursement is a payment your lawyer, accountant or other professional makes to a third party on your…
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Travel Money for Kiwis: How Exchange Rates Work and What Each Option Really Costs
The short answer The exchange rate you see in the news is not the rate you will get. That headline rate…
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Withholding Tax NZ: What It Is, the Systems Behind It, and How You Get Credit for the Tax Taken Out
The short answer Withholding tax is income tax taken out of a payment before the money reaches you. The person or…
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How Many Retirement Villages in NZ: The Count, the Register and How to Check a Village
The short answer New Zealand has just under 500 retirement villages. The exact number depends on which count you use, because…
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Mortgage Broker New Plymouth: What a Local Broker Does, How They Are Paid and How to Choose One
Buying a home in New Plymouth usually means borrowing a large amount of money for a long time, and few buyers…
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Employers Liability Insurance in NZ: What It Covers When ACC Cannot
Every employer in New Zealand pays ACC levies, and most assume that settles the injury question. It does not. ACC is…
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Crombie Lockwood: The New Zealand Insurance Broker Now Trading as Gallagher
Anyone searching for Crombie Lockwood today will notice something odd. The name still opens the firm’s old website, but the business…
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Jewellery Insurance in NZ: Specified Items, Claim Limits and the Paperwork That Protects You
Most people in New Zealand do not buy a separate policy for their jewellery. Cover for rings, watches and other valuables…
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Travel Loan: How It Works, Costs & Key Considerations
The short answer: a travel loan is a personal loan with a holiday label. The product underneath is the same unsecured…
